Move money faster
than markets.
Epsopay aggregates every major payment rail — UPI, IMPS, RTGS, NEFT, cards — behind one unified API. Build once, scale to millions.
Every payment flow.
One platform.
From the first rupee collected to the last payout disbursed — Epsopay handles the full money movement lifecycle.
Collections
Accept payments via UPI, IMPS, NetBanking, credit cards, wallets, and QR codes through a single unified checkout or headless API.
Payouts
Disburse vendor payments, salary transfers, cashbacks, and refunds across IMPS, NEFT, RTGS, and UPI with T+0 settlement.
Settlement Engine
Automated reconciliation, split payments, escrow holds, and instant settlement with real-time ledger visibility and webhook events.
Total visibility.
Zero surprises.
Monitor every transaction, dispute, and settlement in real time. Full audit trails, smart alerts, and exportable reports included.
Built for
engineers first.
Ship your integration in under an hour with our SDKs, interactive docs, and sandbox — no approvals, no waiting.
// Create a payment order const order = await epsopay.orders.create({ amount: 50000, // ₹500.00 in paise currency: "INR", receipt: "ord_2501_abcd", notes: { merchant_id: "M-4829", purpose: "checkout", }, }); // Redirect user to hosted checkout if (order.status === "created") { redirect(order.payment_url); }
Infrastructure you can bet
your business on.
We obsess over reliability, security, and developer happiness so you can focus on building great products.
Bank-grade security
PCI-DSS Level 1 certified, end-to-end encryption, real-time AI fraud scoring on every transaction, and HSM-backed key storage.
Smart Routing Engine
Dynamic fallback and ML-based routing selects the optimal payment processor based on bank uptime, success rates, and latency.
Built to scale
Auto-scaling infrastructure handles flash-sale traffic spikes seamlessly. No per-server limits, no capacity planning needed.
Five-nines reliability
Multi-region active-active deployment with automatic failover. Monitored 24/7 with <5 min incident response time.
Ready to move money at wire speed?
Join 2,000+ businesses processing payments with Epsopay. Setup takes under 30 minutes — no contracts, no monthly minimums.